I feel that this scenario can almost not happen, because I believe that people nowadays realize that stuffing your money under the mattress is actually the worst thing you can do. You have to make your money work for you, it's a simple fact of life. This combined with the fact that bank accounts are insured up to $250,000 or something like that leads me to believe that this scenario is as unlikely as I am to complete a Spanish assignment on time. However, it certainly is an interesting thought.