These videos emphasize that the main factors that led to the bubble in the 2000's housing market was a mix of both government policies and economic factors that made it seem like buying a house was easier than it really was. During this time, the interest rates were very low which meant that people could borrow money easier, and spend it on houses easier. There was also more pressure for people to give out loans, including to those who might not be able to pay it back. All of this caused a rise in the demand for housing, which in turn, caused the prices to skyrocket.
I agree. While not always public, the government definitely pushed towards lenders and banks to give riskier loans and that added with the interest rates helped create the bubble that we now hear and read about. Good Job!